Pradhan Mantri Matru Vandana Yojana (PMMVY): Benefits, Eligibility and How to Apply (2026 Guide)

TL;DR

Pradhan Mantri Matru Vandana Yojana (PMMVY) is a Government of India maternity benefit scheme that gives cash support to pregnant and lactating women. Under the current scheme (PMMVY 2.0, under Mission Shakti), a woman gets ₹5,000 for the first child in two installments, and an additional ₹6,000 for the second child if the second child is a girl (myScheme, Govt of India) (Ministry of WCD)。 The money is paid directly into the beneficiary's bank or post office account, linked to steps like antenatal check-up, registration of birth, and the baby's first cycle of immunization. It is meant to partly compensate for wage loss and encourage proper health care. You can apply at your Anganwadi Centre (AWC), approved health facility, or online on the PMMVY portal. Benefit amounts and rules can change, so always confirm on the official portal.

Quick Answer

Pradhan Mantri Matru Vandana Yojana (PMMVY) is a central government maternity benefit scheme for pregnant and lactating women. It gives ₹5,000 for the first child in two installments (₹3,000 after an antenatal check-up and ₹2,000 after birth registration and the baby's first immunization cycle), plus ₹6,000 for a second child if that child is a girl. The money goes directly to the beneficiary's bank or post office account. Apply at an Anganwadi Centre, an approved health facility, or online on the PMMVY portal.

Author: Mylo Parenting Desk (Government Schemes & Maternity Care) Information source: Ministry of Women and Child Development (Government of India), myScheme and the official PMMVY portal Last updated: 11 June 2026

Important Note: This article explains the PMMVY scheme for general information. Benefit amounts, installments and rules are set by the Government of India and can change over time. Always verify current details and apply through the official PMMVY portal (pmmvy.wcd.gov.in) or your local Anganwadi Centre.

Key Takeaways

• PMMVY is a central government maternity benefit scheme (Ministry of WCD) (myScheme)

• ₹5,000 for the first child, paid in two installments

• ₹6,000 for the second child, only if the second child is a girl

• Money is paid directly to the bank/post office account (DBT)

• Linked to antenatal check-up, birth registration and immunization

• For pregnant and lactating women aged 19 to 55

• Apply at an Anganwadi Centre, health facility, or online

• It is separate from the Janani Suraksha Yojana (JSY) delivery benefit

What Is Pradhan Mantri Matru Vandana Yojana (PMMVY)?

PMMVY is a maternity benefit programme run by the Government of India through the Ministry of Women and Child Development (Ministry of WCD)。 It provides cash support directly to pregnant women and new mothers to:

1. Partly make up for wage loss during pregnancy and after delivery

2. Encourage women to take proper rest and nutrition

3. Promote antenatal check-ups, safe delivery and immunization

4. (Under PMMVY 2.0) Encourage a positive attitude towards the girl child

The scheme was launched on 1 January 2017 and was revised as PMMVY 2.0 under Mission Shakti, effective 1 April 2022 (myScheme)。

How Much Money Do You Get Under PMMVY? (Benefit Amount)

The cash benefit depends on whether it is the first or second child (myScheme) (Ministry of WCD):

So a family can receive support for up to two children, with the second child benefit given only if the second child is a girl, a step to promote the girl child.

PMMVY Installments: When Is Each Payment Made?

For the First Child (₹5,000 in two installments)

For the Second Child (₹6,000 in one installment)

The exact conditions are set by the government and may be updated, so check the official portal for the latest requirements.

Who Is Eligible for PMMVY? (Eligibility Criteria)

You may be eligible if you are (myScheme):

• A pregnant woman or lactating mother

• Aged 19 to 55 years

• Applying for the first child, or for a second child if that child is a girl

• Have the required documents (Aadhaar, bank/post office account, etc.)

The benefit is designed mainly to support women who need it most. Certain women already receiving similar paid maternity benefits are excluded (see below).

Who Is NOT Eligible? (Exclusions)

Women who are in regular employment with the Central or State Government, or a Public Sector Undertaking (PSU), or who receive similar paid maternity benefits under any existing law, are generally not eligible, because they already receive maternity leave with pay (myScheme)。

What Documents Are Needed for PMMVY?

You typically need (Ministry of WCD):

1. Aadhaar card of the beneficiary (and husband)

2. Mother and Child Protection (MCP) card

3. Bank or post office account details (in the beneficiary's name)

4. Identity proof

5. Details of the antenatal check-up and immunization (for the respective installments)

Keep your bank account linked to your Aadhaar to ensure the money is transferred smoothly.

How to Apply for PMMVY (Step by Step)

You can apply in two main ways (Ministry of WCD):

Option 1: Through an Anganwadi Centre or Health Facility

1. Visit your nearest Anganwadi Centre (AWC) or approved health facility

2. Ask for and fill the PMMVY application form

3. Submit it with the required documents

4. Complete the antenatal check-up and immunization steps for each installment

Option 2: Online (Citizen Self-Registration)

1. Go to the official PMMVY portal (pmmvy.wcd.gov.in)

2. Register/log in as a citizen (Beneficiary)

3. Fill in your details and upload documents

4. Track your application and installment status online

If you face any issue, your Anganwadi worker or ASHA worker can help you apply and complete the steps.

PMMVY vs JSY: What Is the Difference?

These are two different schemes, and you may benefit from both (Mylo):

The PMMVY ₹5,000 is separate from what a woman may receive under JSY for delivering in a government or accredited hospital.

➡️ Related reads: How a pregnant woman can get government support and Benefits under PMSMA

Indian Context: What Expecting Mothers Should Know

1. Register early: Register your pregnancy at the Anganwadi Centre or health facility as early as possible to claim the first installment (Ministry of WCD)

2. Keep your MCP card safe: It records your check-ups and the baby's immunization, needed for installments

3. Aadhaar-linked bank account: Ensures Direct Benefit Transfer (DBT) works smoothly

4. Use ASHA/Anganwadi help: These workers guide you through the process for free

5. Girl child benefit: The extra ₹6,000 for a second girl child is a key feature of PMMVY 2.0

6. Beware of fraud: PMMVY is free to apply for; never pay any "agent" a fee, apply through official channels only

Myths vs Facts About PMMVY

FAQs: Pradhan Mantri Matru Vandana Yojana (PMMVY)

What is Pradhan Mantri Matru Vandana Yojana (PMMVY)?

PMMVY is a Government of India maternity benefit scheme that gives cash support to pregnant and lactating women (myScheme)。 It provides ₹5,000 for the first child and ₹6,000 for a second child if that child is a girl, paid directly to the beneficiary's bank account.

PMMVY mein kitne paise milte hain? (Hinglish)

PMMVY mein pehle bachche ke liye ₹5,000 milte hain, do installments mein (₹3,000 antenatal check-up ke baad, aur ₹2,000 birth registration aur bachche ke pehle immunization ke baad)。 Doosre bachche ke liye ₹6,000 milte hain, lekin sirf tab jab doosra bachcha ladki ho. Paise seedhe aapke bank ya post office account mein aate hain.

How much money does PMMVY give?

₹5,000 for the first child (in two installments) and an additional ₹6,000 for the second child if that child is a girl (in one installment) (myScheme)。 The money is paid directly into your bank or post office account.

PMMVY ke liye apply kaise karein? (Hinglish)

Aap do tarike se apply kar sakte hain: (1) apne nazdeeki Anganwadi Centre ya approved health facility par jaakar form bharein, ya (2) official PMMVY portal (pmmvy.wcd.gov.in) par citizen login se online register karein. Aadhaar, bank account aur MCP card jaise documents rakhein. ASHA ya Anganwadi worker aapki madad kar sakte hain.

Who is eligible for PMMVY?

Pregnant women and lactating mothers aged 19 to 55, for the first child (and a second child if a girl) (myScheme)。 Women in regular government/PSU jobs who already get paid maternity benefits are generally excluded.

Is PMMVY the same as Janani Suraksha Yojana (JSY)?

No. They are separate schemes. PMMVY gives a maternity cash benefit (₹5,000 for the first child), while JSY promotes institutional (hospital) delivery with its own assistance (Mylo)。 A woman may benefit from both.

What documents do I need for PMMVY?

Typically your Aadhaar card, MCP (Mother and Child Protection) card, a bank or post office account, and identity proof, plus proof of antenatal check-up and the baby's immunization for the respective installments (Ministry of WCD)。

Do I have to pay anything to apply for PMMVY?

No. Applying for PMMVY is completely free. Never pay any agent or middleman (Ministry of WCD)。 Apply only through an Anganwadi Centre, an approved health facility, or the official portal.

References

1. myScheme (Government of India). "Pradhan Mantri Matru Vandana Yojana." https://www.myscheme.gov.in/schemes/pmmvy

2. Ministry of Women and Child Development. "PMMVY Official Portal." https://pmmvy.wcd.gov.in/

3. UMANG (Government of India). "Pradhan Mantri Matru Vandana Yojana." https://web.umang.gov.in/landing/scheme/detail/pmmvy.html

4. Department of Women and Child Development, Delhi. "PMMVY." https://wcd.delhi.gov.in/wcd/pradhan-mantri-matru-vandana-yojana-pmmvy